SPINAL CORD INJURY

Spinal Cord Injury Claims in Ontario

A spinal cord injury can affect movement, sensation, independence and long-term care needs. Lexera helps injured people and families document those consequences and address the legal and insurance issues surrounding the injury.

01

Overview

When a spinal cord injury changes daily life

Spinal cord injuries can arise from vehicle collisions, falls and other traumatic events. The effects vary depending on the location and severity of the injury and may involve significant changes in mobility and function.

A claim may need to account for immediate treatment as well as rehabilitation, assistance, equipment, accessibility and future needs that become clearer as recovery progresses.

02

FUNCTION & INDEPENDENCE

What can shape a spinal cord injury claim

MOBILITY

Changes in movement and physical function

Reduced strength, paralysis or difficulty transferring and moving independently can affect transportation, work, personal care and access throughout the home and community.

SENSATION

Changes may extend beyond movementre impact

A spinal cord injury can also affect sensation and other neurological functions, creating needs that may not be captured by mobility limitations alone.

DAILY SUPPORT

Assistance needs may increase

Personal care, household assistance, mobility equipment and support from family or paid caregivers may become important parts of everyday life.

FUTURE NEEDS

Long-term planning can matter

Rehabilitation, equipment replacement, accessible housing and ongoing care may need to be considered when assessing the continuing effects of a serious injury.

Important to Know

A spinal cord injury does not always mean complete paralysis.

The degree of preserved movement and sensation can vary considerably. The claim should reflect the person’s actual neurological and functional limitations rather than relying on the diagnosis alone.

03

DOCUMENTING LONG-TERM NEEDS

Information that can help build the full picture

01

Maintain the medical record

Preserve hospital records, specialist assessments and rehabilitation information that document the injury, neurological findings, treatment and changes during recovery.

02

Track assistance and care

Record the help required with personal care, transportation, household activities and other routines, including support provided by family members.

03

Document equipment and accessibility needs

Keep information about wheelchairs, mobility devices, home modifications, vehicle adaptations and other equipment needed to support independence.

04

Record changes in work and daily function

Employment records and practical examples of activities that can no longer be performed can help demonstrate the broader consequences of the injury.

04

ASSESSING THE IMPACT

Current function and future needs both matter

FUNCTIONAL LIMITATIONS

The claim should reflect everyday abilities

Evidence about mobility, transfers, personal care, work and other activities can help show how the spinal cord injury affects independence in practical terms.

FUTURE SUPPORT

Needs may continue for years

Medical evidence and rehabilitation planning can help identify future treatment, attendant care, equipment and accessibility needs that may form an important part of the claim.

05

Evidence & Documentation

The evidence should extend beyond the initial diagnosis

Hospital records, imaging, neurological assessments and rehabilitation reports can help establish the nature of the spinal cord injury and how the person’s function changes over time.

Care records, employment information, equipment costs and evidence of accessibility or assistance needs can help document the injury’s practical and financial consequences.

06

How Lexera Can Help

Legal support for a serious and evolving injury

Lexera can review how the spinal cord injury occurred, identify the parties and insurance issues involved and help assemble the medical and functional evidence relevant to the claim.

The legal team can also help document rehabilitation, care, equipment, income loss and future support needs so the claim reflects both present limitations and longer-term consequences.

07

Frequently Asked Questions

Common questions after a spinal cord injury

No. Spinal cord injuries can involve different degrees of preserved movement and sensation. The severity and practical consequences depend on the location and extent of the neurological injury.

A serious spinal cord injury may create continuing needs for rehabilitation, equipment, attendant care or accessibility changes. Evidence about those anticipated needs can be important when assessing future losses.

Some spinal cord injuries can meet Ontario’s catastrophic impairment criteria. The regulation specifically includes qualifying paraplegia and tetraplegia, but the assessment depends on detailed medical and functional criteria.

Yes. Assistance with personal care, transportation, household tasks and other activities can help demonstrate how the injury has changed the person’s independence and support needs.

SPINAL CORD INJURY

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